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Providing Easy to use 

reserve study software

with professional knowledge built in!

FJ Strategic is committed to simplifying the reserve study process by providing a

secure, cloud-based application

where users can

create and explore funding plans

as well as

 generate reports and disclosures

both quickly and economically

Just Four Easy Steps to Create Your Reserve Study or Funding Update 

Subscribe Now!

Step 1: Purchase Kit

Purchase using the link above.  Shortly after purchase you will get a unique login to access the application.

Step 2: Build Component List

Enter or upload component list into the application. We can assist you with this process at no extra cost.


Step 3: Create Funding Plans

Add starting balance, interest and inflation assumptions. Funding plans can now be calculated.

Step 4: Generate Report

Generate reports and disclosures to distribute to members.

FJ Strategic’s innovative reserve study software simplifies the reserve study process, allowing even small boards to accomplish these critical objectives: 

  • Improve budgeting and forecasting accuracy
  • Make better capital allocation decisions
  • Prevent underfunding reserves
  • Prevent or reduce “surprise” assessments
  • Gain clarity into your HOA’s or condo association’s true financial condition
  • Improve fiduciary service standards
  • Maintain consistancy when boards transition
  • Provide more control. Run scenarios at your leisure, rather than the outside consultant’s

FJ Strategic combines all the sophisticated financial analysis tools formerly available only to the consultants, and makes them available to you, the board members of small-to-medium-sized HOAs – and saves your owner/members thousands of dollars in the process. 

With our secure, cloud-based platform you can:

  • Create detailed capital reserve budgets
  • Compare current, threshold or full-funding cash flow models
  • Easily input components using our upload interface
  • Run batch updates, updating the remaing life of all components with one click
  • Generate up to five “what if” scenarios
  • Publish reports and mandatory disclosures 
  • Keep a system of record by archiving previous year's budget 
  • Change assessment amounts based on ratio of ownership interest or unit size
  • Compare year-by-year snapshots of key metrics
  • Generate 30-year expenditure projections
  • Analyze the potential impact of inflation and interest so you can plan accordingly

Saving you thousands compared to what many HOAs spend on outside help. 

Try before you buy!  Click here to access a demo version of the application

This online reserve study application has been developed with many more substantial features you will find elsewhere at the same cost 



Why choose FJ Strategic?

  • Speed: Most competitors have at least a week turnaround time, create your report in under an hour

  • Availability: You can access the software at any time, allowing you to make updates throughout the year instead of spending many hours updating once a year.

  • Customer Service: Allow us to import your component list at no additional cost. We will also respond to any question you have in a timely manner.

  • Experience: Built by experienced developers under the guidance of Professional Reserve Analysts

Competitor Analysis


We so strongly believe in the value of our product and service that we invite you to check out some of our competitors 


FJ Strategic
Strategic Reserves Association Reserves Reserve Funding Analyzer WIN Reserve Simplify Condo Reserves
PDF Report Output
with Disclosures
Yes Yes Yes. However, no revisions are allowed No Yes No
Platform Online SaaS Application Web based
however Mac users need
to install Windows OS
PDF report provided
for D.I.Y reserve study
Excel, Not compatible
for Mac users due to VBA
Windows based
Data Backups Continuous, Never worry about data loss Automatic Backups Yes, on internal server Data stored on your personal computer Data stored on your personal computer Data stored on your personal computer
Software Updates Yes Yes No Yes, sent
via email
Yes Yes, sent
via email
Scenario Manager/
Archive historical
Reserve Studies
Yes Yes No No No No
Built by Professional
Reserve Analysts
Yes Yes Yes No Yes No
Cost $195 Annually $369 Annually $349 Annually $245 One Time $795 initially + $250 each year $349 One Time



More Mesa Shores HOA

It was a very simple and straight-forward process! I ran a report and it all looks great! Your company has developed an excellent product for small HOAs to meet their reserve study requirements.


Riverview RV Resort

I was very impressed with the reporting, component entry, charts and graphs.


Domicile Consulting LLC

After subscription, I found it easy to use and perfect for our needs.